In credit card debt? There’s a path out

In this episode of Life Kit, Marielle Segarra shares five key takeaways to help listeners navigate and overcome credit card debt. The episode emphasizes that credit cards can be beneficial if used responsibly to build credit, and it's ideal to have at least one in good standing. The advice includes building an emergency fund, creating a debt payment plan considering interest rates (avalanche or snowball method), negotiating credit card terms with issuers, and understanding your rights if debt goes to collections. The episode also highlights resources like a newsletter series for a step-by-step guide to managing credit card debt.