Traditional payment networks rely on complex, multi-party systems that force merchants to wait several days for funds to settle, creating significant operational friction. Coinflow addresses this by integrating stablecoin infrastructure to facilitate near-instant settlement for businesses, effectively bypassing the delays inherent in legacy banking rails. By connecting traditional credit card acceptance to blockchain ledgers, the platform enables immediate access to capital and solves the liquidity challenges associated with weekend or cross-border payouts. Furthermore, the integration of AI-driven fraud models and on-chain proof of deliverability significantly reduces chargeback risks—a persistent issue in digital commerce. As fintechs and larger institutions increasingly adopt stablecoins for operational efficiency, this infrastructure is evolving from a niche crypto application into a robust, scalable solution for global payment processing and financial management.
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