On Purpose with Jay Shetty

Key Takeaways

It is not about how much money you have; it is about how you treat it, and how you treat money determines whether it stays or leaves
Your sense of control – not your salary – predicts your financial well-being
People with higher financial literacy experience lower anxiety, more savings, and better life outcomes than those with lower financial literacy
“Don’t save what is left after spending, but spend what is left after saving.” – Warren Buffett
You cannot change your future until you challenge your programming: Unconscious scripts about money will drive your habits until you rewrite them
The wealthiest people are not always the ones who made the most money; they are the ones who built the best relationship with it

Did anyone ever teach you about money when you were younger?

What’s one money mistake you made in your 20s?

Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it.

Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability.

In this episode, you'll learn:

How to Shift from Avoiding Money to Owning It

How to Build a Secure Relationship with Money

How to Invest in Knowledge Before Assets

How to Break Free from Financial Programming

How to Simplify Your Finances When Overwhelmed

Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose.

With Love and Gratitude,

Jay Shetty

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What We Discuss:

00:00 Intro

01:01 Is It Too Late to Learn Financial Literacy?

04:18 Myth: Money is the Root of All Evil

05:31 #1: It's About Good Decisions, Not Income

08:20 #2: You Can't Save What You Don't Have

11:26 #3: Buying More Won’t Build Wealth

17:14 #4: Don't Avoid Debt Education

18:25 #5: You're Not Lazy You’re Just Overwhelmed

19:56 #6: Where Did You Get Your Money Beliefs?

23:52 #7: Generosity Multiplies Wealth

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7 Money Lessons I Wish Knew in My 20s! (The Step-by-Step Guide to Build Financial Freedom Faster)

Podcast Notes Playlist: Business