Private Equity and Crypto Could Be Coming for Your 401k

This episode of The Journal discusses the potential inclusion of alternative assets like private equity and cryptocurrency in 401k retirement plans. It begins by explaining the history and evolution of retirement savings from traditional pensions to 401ks, highlighting the benefits and drawbacks of each. The discussion covers how 401ks have become mainstream, offering flexibility and tax advantages, and how target date funds simplify investment for many. The episode then shifts to the Trump administration's efforts to allow riskier investments in 401ks, the potential benefits for private markets, and the concerns about higher fees and potential lawsuits from employers. It also includes opinions from listeners and experts on the diversification and hedging benefits of adding alternative investments to 401ks.