In an era of black swan events, economic volatility, and rapid technological change, leaders must balance growth with governance to build organizations that endure.

In this episode of CIO Talk Network, Dr. Ramesh Gopal, Chief Risk Officer for UAE & Saudi and Head of Credit Risk at CEEMEA for Deutsche Bank, joins host Sanjog Aul to share lessons from past crises, strategies for aligning agility with control, and ways to embed a risk-first mindset across the enterprise.

Topics Covered:
00:00 – Introduction
02:49 – When assumptions fail: Lessons from 2008
07:12 – Thresholds, policing, and human bias in risk
10:09 – The biggest illusion of preparedness
13:05 – Appetite, tolerance, and execution
16:54 – Bridging the GRC–business gap
20:51 – Real-time, modern risk management
24:04 – Risk in the citizen development era
27:20 – Decentralizing risk ownership
33:29 – Challenges in building a risk-aware culture
36:08 – Blueprint for future-ready risk management
40:30 – An appeal to business & tech leaders
43:16 – G² + R²: Good growth and right risk

About CIO Talk Network:
CIO Talk Network (CTN) is a global, peer-led platform where enterprise business and technology leaders think out loud—without pitch or fluff. Hosted by Sanjog Aul, CTN delivers authentic, experience-driven insights that challenge conventional thinking.

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How Risk Aware Leaders What Builds Lasts?

CIO Talk Network Podcast