Guest: Bob Keebler, CPA/PFS & David Cahoone, JD, LLM

Category: Technical

In this episode, Bob Keebler, CPA/PFS discusses the planning strategies related to the proposed SECURE Act using charitable remainder trusts (CRTs) as beneficiaries as IRAs to simulate a stretch IRA. He answers the questions:

When the SECURE Act becomes law, what happens to the stretch IRA as we know it today?
If the stretch IRA is gone for most descendants, is there any hope for continued life stretch-out?
Is a stretch-out only a tax deferral strategy or is there more to it?
How would a CRT be structured to receive retirement benefits?
What are the tax consequences of naming a CRT of a retirement plan beneficiary?
And more!

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The episode is brought to you by the AICPA’s Personal Financial Planning Section, the premier provider of information, tools, advocacy and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice and by the CPA/PFS Credential program which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online at www.aicpa.org/pfp to join our community and gain access to valuable member-only benefits.

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A cure for the SECURE Act: using CRTs {PFP Section}

AICPA Personal Financial Planning (PFP)