This episode of NPR's Life Kit features Sam Yellow Horse Kessler, a producer for Planet Money, discussing the risks associated with personal data on the internet and how to protect oneself from identity theft. Kessler interviews experts like Rebecca Skeet from Black Girls Hack and Megan Cox from the Federal Trade Commission, who provide actionable advice. The podcast outlines four key takeaways: understanding personal risks, avoiding being an easy target by practicing "polite paranoia" and using strong security measures, regularly cleaning up one's digital environment, and knowing how to react without panicking if data is leaked. The episode emphasizes proactive measures like using password managers, multi-factor authentication, and credit freezes, while also advising listeners to stay informed and discuss digital safety with family and friends.