In this episode of Fintech Insider Insights, David Brewer hosts Triona Smith from Visa, David McGuiness from Frisbee, and David Messenger from PingPong to discuss the future of payments. The panel reflects on the evolution of payment technology since 2020, highlighting trends like contactless payments, the rise of e-commerce, and the surge in subscription-based services. They address current pain points such as inconsistent user experiences, fraud risks, and the complexities of cross-border transactions. Looking ahead to 2030, the discussion covers potential solutions like device-based biometric authentication, tokenization, AI-driven personalization, and the integration of financing with payments, emphasizing the need for seamless, secure, and customer-centric payment experiences.