Earning Points on Taxes, Navigating Market Volatility, Stacking Deals and More

This episode explores various money-saving and points-earning hacks, particularly focusing on maximizing returns during tax season. The host details how paying taxes with a credit card, despite associated fees, can be profitable if the card's rewards exceed the fees; for instance, she illustrates this with a scenario involving a high sign-up bonus. More significantly, the discussion expands to encompass diverse strategies, including reselling gift cards, leveraging card-linked offers to achieve significant discounts (like a 30% discount on a Peloton), and exploiting currency differences for cheaper online purchases. Against the backdrop of a recent stock market downturn, the host shares her personal investment approach, emphasizing long-term horizons and a planned, phased investment strategy during market corrections. This approach highlights the importance of diversification and tax-loss harvesting to mitigate risk and optimize returns. Ultimately, this episode demonstrates how strategic financial planning and awareness of various deals can lead to substantial savings and increased financial gains.