Insiyah and Sibtain Panju are the co-founders of PRAGMA Incorporated, a real estate investment company focused on acquiring and developing multifamily real estate in Canada. They help professionals and high net worth individuals protect and grow their wealth in a tax efficient manner.

Before becoming a full-time real estate investor, Insiyah was a high school math teacher. She is also a realtor and a youth empowerment coach. Sibtain has a finance background and has over 20 years of banking experience. He leverages his experience in corporate finance and business strategy for his real estate business.

PRAGMA Inc. has a strong commitment to giving back and making a lasting impact. Believing in universal access to clean water, food, and education, they actively contribute to the construction of water wells, sponsorships for orphans, and support education initiatives for underprivileged communities.

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