Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Should I dial back my 401k contributions to build up an emergency fund or can I just rely on my HELOC?

2 - How should I respond to a denial letter on a rental application I filled out?

3 - I want to purchase some land but what factors should I keep in mind as I consider this investment?

4 - Is it worth going with my state’s 529 plan for the tax break… even if the fees are much higher than average?

5 - “3x your salary saved by age 40”, is this a rule of thumb that I should go with?

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Ask HTM - Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for Family #961

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