This podcast interviews Kyla Scanlon, a Gen Z financial commentator, about the generation's perspectives on finance, technology, politics, and relationships. The conversation explores Scanlon's categorization of Gen Z into three subgroups based on their experiences with technology and the pandemic, highlighting differing views on smartphones as tools versus environments. Key themes include Gen Z's financial anxieties, driven by housing costs and uncertain career paths, leading to behaviors like "FAFOnomics" (fuck around and find out). The interview also discusses the impact of social media and algorithms on Gen Z's mental health, political views, and work ethic, using MrBeast's memo as a case study. Finally, the discussion touches on the declining dating rates among Gen Z and the potential for a demographic crisis.