This Bitcoin Fundamentals podcast episode interviews CJ Konstantinos, founder of People's Reserve, about his company's innovative loan products. The discussion covers Konstantinos's Bitcoin journey, emphasizing the importance of understanding the protocol's mechanics like halving and difficulty adjustments. People's Reserve offers Bitcoin-backed loans and self-repaying mortgages that leverage Bitcoin as collateral to lower interest rates, mitigating liquidation risk by using the home as additional collateral. A Bitcoin bond product is also described, offering potential high yields tied to Bitcoin's price performance. The interview concludes with a discussion on the future of finance and the potential for Bitcoin to revolutionize debt instruments at the municipal and even sovereign levels.
