This Unchained podcast episode discusses the future of decentralized finance (DeFi) with Stani Kulechov (Aave Labs) and Rune Christensen (Sky, formerly Maker). The conversation covers recent accomplishments of Aave and Sky, including Aave's growth to $34 billion in net deposits and Sky's rebranding and USDS stablecoin launch. The hosts and guests debate the challenges of making DeFi accessible to non-crypto native users, the role of stablecoins, and the impact of AI. A key takeaway is the ongoing debate about the best blockchain for DeFi development, with Ethereum's established ecosystem and tooling contrasted with Solana's faster development pace. The discussion concludes with predictions about the future role of AI in automating DeFi processes and improving capital allocation.