This podcast episode discusses various topics, including the issue of junk fees, the Federal Trade Commission's proposed rule to ban these fees, Germany's shortage of skilled workers and the government's proposed immigration reform, and the trend of increasing Powerball jackpots. It explores how junk fees are hidden charges that lead to higher costs for consumers and the FTC's efforts to protect consumers by requiring companies to disclose all mandatory costs upfront. It also highlights Germany's need for skilled workers and the government's plan to attract talent through immigration reform. Lastly, it examines the factors contributing to the growth of Powerball jackpots, including changes in odds, behavioral economics, and high interest rates.