Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - How do I know if my portfolio leans too conservative?

2 - Frugal or Cheap… what’s the best way to teach my students the difference between the two?

3 - I’m behind when it comes to investing so should I borrow money in order to jumpstart my retirement?

4 - What’s the best affordable cell phone that won’t break in 2 years?

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During this episode we enjoyed a tart saison – This Is The Day by Piedmont Brewery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

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Ask HTM - Finding Affordable Cell Phones, Teaching Frugality over Cheapness, & Borrowing to Invest #784

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