This podcast episode explores the topic of financial obligations and guilt within families, particularly between parents and children. It highlights the importance of open and equitable conversations to challenge unspoken expectations and establish clear boundaries. The episode discusses the complex situation of young adults who desire independence but are financially dependent on their parents and provides strategies for navigating these challenges, emphasizing the role of communication, respect, and understanding. Additionally, the episode explores the cultural dimension of financial obligations, including the concept of "Utang Naluub" in Filipino culture, and the challenges faced by first- and second-generation immigrants in this context.