This podcast episode delves into the transformative impact of AI on real-time payments in Scandinavia, examining its potential to combat financial crime and fraud in a rapidly evolving digital landscape. The panel of experts underscores the critical importance of customer expectations in driving payment innovations, the vulnerabilities that accompany advanced payment systems, and the urgent need for robust KYC processes powered by high-quality data and ethical considerations. As generative AI emerges as both an ally and adversary in fraud prevention, collaboration across the financial ecosystem becomes essential to ensure a safe and efficient future for real-time payments in Europe.