Sarah Wolfe: Student Loan Restart Draws Nearer

This podcast episode delves into the upcoming student loan restart, analyzing its potential implications for consumer spending, credit, and various industries. The restart is anticipated to cause a moderate pullback in discretionary spending and borrowing, impacting industries like hardlines, broadlines, and food retail. However, the 12-month grace period and initiatives targeting low and middle-income consumers may mitigate the impact. The episode emphasizes that younger, less affluent, and urban demographics will likely experience the greatest effects of the student loan restart.