3 SSDI Mistakes LTD People Make

This podcast episode explores common mistakes made when applying for long-term disability (LTD) benefits, specifically Social Security Disability Insurance (SSDI) benefits. It emphasizes the importance of understanding the SSDI benefits process and avoiding delays by filing for SSDI benefits simultaneously or soon after filing for LTD benefits. The shortage of DDS reps has resulted in processing delays, making it crucial to file for SSDI benefits alongside LTD benefits. The section also discusses the pitfalls of relying too heavily on information from LTD carriers and the potential bias that may exist among doctors repetitively paid by insurance carriers or government entities. It concludes by highlighting the key considerations when transitioning from LTD to SSDI, including the DLI problem.