This podcast explores the five-step process used to evaluate applications for Social Security Disability benefits, with a particular focus on the common reasons for denials. The speaker breaks down each step, emphasizing key factors such as income limits (SGA), the requirement for a 12-month duration, meeting or exceeding listing criteria, the ability to perform past relevant work, and the availability of other jobs in the national economy. While many view the final step—assessing the ability to perform other work—as the toughest challenge, the speaker points out that failing at any earlier step can lead to denial. Additionally, the criteria for approval are often more stringent than applicants might expect.
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