Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Which of my parents’ debts will I be on the hook for once they (inevitably) pass away?

2 - As a longtime FIRE adherent, how can I switch from a saver to spender mindset?

3 - How should I factor gift cards into my budget in order to accurately reflect my spending?

4 - What are some of the hidden costs of early retirement that I should be accounting for?

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Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841

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